Are you a new Bed & Breakfast Owner in Texas?

Or are you an experienced operator?

Let us help you!

We have been writing Bed & Breakfast operations since 1989!

We can do the stand alone dwelling converted to a B&B or a large country inn.

Call us for more information at 830-997-9531.

If you have the following type B&B, we typically can offer a quote the next business day:

  • Single family dwelling converted to a B&B
  • Inside a city limits, or within 5 miles of a city
  • Structure has been updated/restored in the last 20 years
  • Building value less than $1,000,000
  • No entertainment is provided to guests

If your B&B fits the above description, follow this link to complete an application online. We will have a quote back to you in the next day if eligible.

* Required information

*Your Name:
*Your Address:
*Your City:
*Your State:
*Your ZIP Code:
Phone Number Where We Can Contact You:
Bed and Breakfast Address:
Bed and Breakfast City:
Bed and Breakfast State:
Bed and Breakfast ZIP:
Exterior Construction Type:
Roof Material Type:
Approximate Distance From Fire Department:
Approximate Distance From Fire Hydrant:
Date of Construction (If over 20 years, date of last remodel):
Amount of Requested Coverage:
Square Footage of Building:
List Any Exterior/Non-connected Buildings:
Amount of Coverage Requested On Each Outbuilding:
Amount of Coverage Requested On Contents:
We Will Quote $1,000,000 General Liability Insurance:
Is the Bed and Breakfast Owner Operated?:
    If So, Do the Owners Reside On the Premise?
Yes      No

Yes      No
Are Meals Offered? Yes      No
     If Yes, Describe:  
If Meals Are Offered, Describe Cooking Facilities, Where Located and Extinguishing System:
Are Alcoholic Beverages Provided or Served? Yes      No
     If Yes, Describe Type, How, and How Regulated:
Are There Fire Places In Any Of the Rooms? Yes      No
     If Yes, Please Stop and E-mail Us.
Do All the Rooms Have Smoke Detectors? Yes      No
     If No, Please Stop and E-mail Us.
Is Smoking Permitted In the Rooms?: Yes      No
     If Yes, Please Stop and E-mail Us.
Do All Multi-Story Buildings Have Exterior Fire Escapes? Yes      No      NA
     If No, Please Stop and E-mail Us.
Do All Doors Have Dead Bolts? Yes      No
     If No, Please Stop and E-mail Us.
Describe Number and Type of Fire Extinguishers:
Are There Any Of the Following Facilities?  
     Swimming Pool   
     Whirlpool 
     Sauna 
     Steam Room 
     Exercise Equipment
     Playground Equipment (Such a swings, slides, seesaws) 
     Tennis, Volleyball, or Racquetball Courts 
     Horseback Riding 
     Animal Petting 
     Other Animal Entertainment 
     Bicycles 
     Other 
     If any of the above are checked, please describe and describe any safety precautions or equipment provided: 
Is There Any Other Type Body of Water, Such As a Lake, Stream, Tank, Or Pond Available to Guests? Yes      No
     If Yes, Are Any Type of Watercraft Available? Yes      No
Please note, a consumer report will be done in conjunction with this. In order to do this we must have your social security number and date of birth. This information will be kept confidential and secure. Our firm will not have access to your credit information, only a consumer report score. If you agree to this, please provide your social security number and date of birth.
Social Security number
Date of Birth
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If you have a different type B&B or a Country Inn, call or e-mail us. We will be happy to review your total insurance needs for your B&B.

Frantzen Kaderli & Klier Ins Agency, Inc.
108 Theodore Specht Drive
P.O. Box 513
Fredericksburg, Texas 78624

Hours: Weekdays, 8:00 a.m. to 5:00 p.m.
Saturdays from 8:00 to 12 noon
Excluding holidays

Phone: 830-997-9531
Toll Free: 1-800-280-9531